British Polio Fellowship, in partnership with Unique, offers a specialist travel insurance policy for people living with polio, post-Polio syndrome, other pre-existing medical conditions, disabilities and allergies, and their families and friends travelling with them and for supporters of British Polio Fellowship.

As well as that, we have no upper age limit on our Single Trip policies and Annual Multi Trip policies are available. For full policy details, including exactly what you'll be covered for and to what amount, plus Terms and Conditions please refer to the policy wording, which can be viewed online.

We can now bring you further choice  - depending on your individual needs, we have PLATINUM and GOLD policies available.

 

Platinum cover includes:

• cancellation cover up to £5,000
• medical emergency expenses cover up to £5 million
• personal baggage cover up to £2,500, including cover for mobility aids
• and a 5 per cent discount when you purchase online!

Excesses: Platinum cover includes £150 excess on medical emergency expenses and cancellation. The excess for all other sections of cover is £75.

 

Or maybe Gold is more suitable for your travel this time? This choice will mean:

• 6.75 per cent discount off the Platinum price!
• cancellation cover up to £1,000
• medical emergency expenses cover up to £1 million,
• personal baggage cover up to £500, and
• you'll get a further 5 per cent discount when you purchase online!

Excesses: Gold incorporates a £250 excess on medical emergency expenses and cancellation. The excess for all other sections of cover is £75. 

Also available are Travel Extras - Airport Parking, Hotels, Lounges and Car Hire Excess Insurance to help make your travel more tranquil - with privacy and relaxation before and after your journey... 

Contact us for a quotation today

Simply give us a call on 01603 828 223 (reference website) or buy online - don't forget the online discount.

Alternatively, email us your contact details and a preferred time to call at unique@heathlambert.com and we'll be in touch. 

For every policy sold Unique will make a donation to The British Polio Fellowship at no additional cost to you.

Most standard travel policies will have a pre-existing medical conditions exclusion. If you travel with a medical condition and then had to make a claim then any medical costs relating directly or indirectly to that medical condition would be excluded. This means that treatment for your condition is excluded and also the increase costs if treatment is affected by your condition are excluded. You are then personally responsible for these additional costs.

In addition, the pre-existing medical condition exclusion usually applies to the policy as a whole, regardless of whether the person living with the condition is named on it or not. This means that any claim related directly or indirectly to a pre-existing medical condition, even for someone not on the policy, may be refused. For example in the event of cancellation or curtailment of the holiday due to the pre-existing medical condition of somebody travelling, no member of the travelling party may be covered to claim for the holiday, or the portion of it that was lost.

This is why Unique suggests that all members of the travelling party are insured on a travel policy covering pre-existing medical conditions.

If you use the European Health Insurance Card (EHIC) to reduce the cost of any medical treatment, then the £50 excess for each and every claim for Medical and Emergency Expenses will not apply.

Please note that the EHIC is not a replacement for travel insurance. The EHIC allows you to access state-provided healthcare in all European Economic Area (EEA) countries and Switzerland. There are conditions and restrictions as to what is covered and the EHIC does not provide any cover for repatriation.

Full details of the cover provided by the EHIC can be found on the EHIC website (www.ehic.org.uk). This also provides a link giving you details of the conditions and restrictions in each country.

Unique has partnered with Essential Travel.co.uk to negotiate great deals on travel extras for those with pre-existing medical conditions and disability:

• Airport Parking – that includes over 120 car parks at 25 UK airports, including ‘meet and greet’ services.
• Airport Hotels – accommodating any special requests or needs you may have, where possible.
• Airport Lounges – your own quiet, relaxing, comfortable and private space until boarding time.
• and Car Hire Excess Insurance on your behalf, for any eventuality.

You can save money if you book in advance and help ensure a relaxing and comforting start (and finish) to your journey.

Buy online or call on 01603 828 223

to speak to one of our experienced customer advisors.

British Polio Fellowship is an Introducer Appointed Representative of Heath Lambert Limited. Unique is a trading name of Heath Lambert Limited, which is authorised and regulated by the Financial Services Authority. Registered Office: 9 Alie Street, London E1 8DE. Registered Number: 1199129 England and Wales. www.gallagherheath.com